Hand-held Palm personal computers have already began to flood the market and have become an easy way to organize personal information as well as manage E-mail.  Palm wireless hand-helds have the added features of sending and receiving E-mail as well as trading stocks.  Now Palm wants their wireless users to be able to use their hand-helds with making retail transactions without having to even step into line in a store.  “The company's new project will let Palm owners make retail purchases using infrared technology and a secure payment network. To put that network in place quickly, Palm has struck partnerships with firms including Ingenico, Visa, and VeriFone( a division of Hewlett-Packard (HWP, info). Visa provides one of the "electronic wallet" options, while Ingenico and VeriFone are working on the terminals and payment technologies.”  This new technology will revolutionize the market is a completely unbelievable way.